This is an agreement between the User and www.sgfunds.com


1. Your visit and use of this Web site constitutes your agreement to all terms, conditions, and notices that appears herewith below.

2. This Web site is for your personal and non-commercial use only.

3. We use your IP address to help diagnose problems with our server and to administer our Web site. Your IP will never be sold or used in any other way that may reveal personal information.

4. This site contains links to other sites. www.sgfunds.com is not responsible for the privacy practices or the content of such Web sites

5. Users' information that they submitted while registering up for this website is solely for the administration of this website only. We will never sell these information to any external third parties.

6. This site makes forums available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information. Also note that this website is not responsible for the contents posted in the forums by our users and hence the owners of www.sgfunds.com will not be held liable for the content of any message

7. Users of the forums should refrain from posting any vulgarism, pornography, racist or religious issues, and any flame baits that could cause unnecessary arguments in the forums. The moderators have every right to close/delete such thread/post if there are such occurrences.

8. This website uses public articles from other sites and post them as news/article links. If you do not want your article to appear as news/articles link at www.sgfunds.com, please contact the site administrator using the email address shown below. We will remove your article link from our news/article section. With this understanding, the owners and users of www.sgfunds.com will not be held liable for posting up article links of other sites that are meant for public viewing.

9. This site does not control or endorse the content, messages or information found in the forums and, therefore, www.sgfunds.com specifically disclaims any liability with regard to the forums and any actions resulting from your participation in any forums.

10. In no event shall www.sgfunds.com be liable for any direct, indirect or punitive damages arising from the use of this site by the user.

11. IF YOU ARE DISSATISFIED WITH ANY PORTION OF WWW.SGFUNDS.COM, OR WITH ANY OF THESE TERMS OF USE STATED ABOVE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE.

If you have any queries, or feedback regarding the above terms, please email the site administrator at admin@sgfunds.com